Your Success Is Why We Show Up Everyday
From Day 1, We Have Operated On
Honesty & Integrity
4.9/5 Star Rating based on 262 Reviews From Our Trustlink

Johnny is simply the best!
Johnny has been incredibly helpful, he has gone above and beyond to assist me every time I’ve needed it. He’s kind and helpful and puts me at ease, I’ve come to trust him and appreciate his patience when technology gets the better of me. I love doing business with him and won’t hesitate to do so again in the future. Thank you!
3/8/2018
Pamela J.

Fast and Efficient….and caring
I’ve opened several daily pay loans over the past few years, and this was the best experience by far!
3/8/2018
Mark F.

Johnny was GREAT!
Johnny was great and delivered everything he said he could and would. I would highly recommend him if you need business capital. Sparky T
3/5/2018
Sparky T.

Johnny Hatoyan and Abner Pineda! The Best!
They both did a great job with my loan. They made me feel comfortable, took me through every step with no problems, and took care of every single one of my needs. Very professional! Very knowledgeable!
2/23/2018
Ronald B.

JOHNNY HATOYAN: Great to work with!
This is the first time in my several years’ experience with funding companies that I felt I was being listened to. Johnny took the time to understand and focus on what I needed. He worked quickly and efficiently to secure me the best loan option while taking the time to thoroughly explain everything clearly. I like to do business with people I can trust and relate to and whose answers to my questions are in depth and not from a script. I will definitely do business again with Twinfold and would highly recommend them. L.M.
2/9/2018
LEILA MAE M.

Abner was very professional and went above and beyond to complete the loan. Although the cost of the loan is more than we wanted to pay – it is the best solution for our company at this time. We look forward to a long term relationship with Abner and the ability to earn lower rates in the future. Thanks so much – Kelly R.
2/9/2018
W R.

Great professional who understands business owners, Abner was effective and his sense of urgency to help match how a run my businesses thus making my first business funding a top notch experience thank you Abner.
1/26/2018
Alejandro L.

Great company and easy process
I really appreciate the quick response and the follow-up that I received. The process was very easy and quick. Jonathan did a great job of guiding me through the process. I will definitely use them in the future.
1/26/2018
Jeffrey W.

Rommel was my representative with twin fold. The process was seamless and Rommel was great
1/25/2018
Ed R.

Persistent, detailed, and looking for the client’s interest. He got the best deal out there for us.Kudos to Abner.
1/18/2018
Guillermo C.

I’m still amazed at how quick funding happened!
I can’t say enough about how EASY the entire process was. Abner is very thorough and explains everything! He was so understanding to our situation and gave me confidence as a business owner that we were doing a great job. Thanks again Abner for being “real” and for all you did for us!
1/17/2018
Geri V.

Easiest Business loan I ever secured
Abner was top notch! Extremely professional, quick, honest and hard working. Loan secured in 24 hrs!
1/15/2018
Mary A.

I was very impressed with Sev professionalism and all the help he gave me as I went the whole process. Thanks again Sev!
12/14/2017
Delton L.

Receiving daily phone calls, mail offers and e-mails from numerous companies offering business financing, I am so glad that I took the call from Sev. He was professional and listened to what my needs really were and came back quickly with an offer and solution that was more than I had requested but what I really needed. Throughout the short time required, Sev kept me informed throughout the process and was always responsive and readily available with any questions or concerns. Primarily, he did everything he said he would do and more. Highly recommend Sev and will use him again. Doyle D.
12/9/2017
Doyle D.

We’ve done business with Rommel several times over the years and every time he has busted his butt to get us the cash we need on terms we can live with. Need cash? Call Rommel and the team at Twinfold!
12/7/2017
Paul A.

Jonathan is a wonderful business partner who cares about his clients and works to get the best deal for you…I highly recommend working with Jonathan
Marilyn D.
11/30/17

Abner: The Superman of Financing
I have worked with many financing companies and institutions and I have never had anyone work towards perfection in helping a client like Abner. From the being with my first loan Abner has been Super Professional and always on top of his game. I would highly recommend him and TwinFold to anyone.
11/30/2017
Bill K.

Abner was such an incredible guy to work with! He made the process absolutely flawless and we can’t say enough about his communication! Never once were we concerned about what was going on, because HE MADE IT A PRIORITY TO KEEP US INFORMED & THINGS RUNNING SMOOTHLY! Thank you for your dedication to the small business industry, Abner!
11/15/2017
Patti B.

SEV HELPED ME THROUGH EVERY STEP TO MAKE SURE THAT I WAS ON TOP OF THINGS….AND HE NEVER GAVE UP ON ME!!!
10/30/2017
TONI M.

ABNER was great to work. He is diligent, professional and is a bulldog.We have worked with him on separate funding and found him to be very detail oriented and complete the process while keeping the client well informed.
10/18/2017
Jay M.

I highly recommend working with Jon. He was very professional and made the process smooth and easy. If I need help again I would call and talk to him.
6/9/2017
Tamara K.

Thanks Abner for all you have done for my business
(Home Improvements) just got my third loan and im satisfied with the payment terms and the low interest rate..thanks for be for us when we need you…thank you very much
Gracias Abner por la ayuda que aportas a nuestro negocio(reparacion de casas)acabo de ser aprobado en mi 3 prestamo y muy satisfecho por el termino y intereses a pagar muchas gracias por apoyarnos y siempre preocuparse por conseguirnos la mejor oferta favorable a nuestras nesecidades…muchas gracias
6/9/2017
Nelson T.

Having worked with Johnny on previous funding for our business, it was easy to see why we called him again when we needed help with our business. He is the utmost professional and worked so diligently in a quick manner to get the funds needed for our business. He was a BULLDOG!!! I would HIGHLY recommend him to any of our business associates. Julie Coast Interior Specialties, Inc.
6/6/2017
Julie M.

Great guy to work with! Highly recommend!
6/6/2017
Shanna T.

It was a pleasure working with Johnny. He was very helpful and diligent in getting me through the funding process in a timely manner. I highly recommend working with Johnny.
5/23/2017
Eric A.

Johnny was awesome to work with. He went above and beyond to get me the right financing that fit my needs. I would highly recommend him and look forward to working with him again.
10/17/2016
Faustino P.
DRIVEN,
DEPENDABLE &
Create Value
Our Commitment
Your business is incredibly important to us. TwinFold helps your business prosper by providing access to business financing when you need it. We strive to form a trusted and committed partnership with you and your business. We have a deep and lasting commitment to our clients. We will empower your business so it achieves its full potential.
We have built our business on the fundamental principle that excellence, expediency, knowledge, and accountability determine our actions and how we operate. We passionately and vigorously assess your situation, and work tirelessly to provide your business with the capital you can bank on.
FUNDING THE WAY
FOR YOUR Growth
10 Years in Business
Over this time, we’ve perfected our funding process to ensure that our clients receive the optimal funding program available to them. Since 2008, we have deployed the capital small businesses require in order to succeed.
Exceptional Service
Our seamless and painless process from application to funding is unmatched. Our reps will make sure that all of your questions are answered. We are there for you every step of the way.
Trusted Merchant Reviews
Please visit this link to read what our highly satisfied clients have said about us. Our credible and outstanding reviews demonstrate our ability to customize programs that benefit your business.
Repeat Client Benefits
Our clients typically renew or get additional financing after first receiving funding with us. Repeat clients are eligible to receive special premium programs and discount pricing.