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Paycheck Protection Program Loans
Need COVID-19 relief? A Paycheck Protection Program loan will help your business.

Get a Paycheck Protection Program Loan

Don’t let COVID-19 keep your business closed. TwinFold Capital can connect you to Payment Protection Program loans offered through the SBA.

Sign up here for alerts as the program develops.

Applications for Paycheck Protection Program loans open this Friday, April 3, 2020.

Sign up here for a reminder to submit your application.

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Benefits of an SBA-Backed
Paycheck Protection Program Loan

Low Interest Rate

Just 0.5% APR for the entire life of your Paycheck Protection Program loan.

100% Loan Forgiveness

For qualified loan uses like payroll, mortgage interest, rent, and utilities.

Defer Payments

Payments deferred for the first 6 months, and up to 12 months for some qualifying borrowers.

2-Year Terms Available

Spread out payments over a two-year term to make your loan even more affordable.

We’re Here To Help
Get Your Business.

Back To Work

What Is the Paycheck Protection Program?

Recently added as an SBA loan program, the Paycheck Protection Program provides federally-guaranteed loans to eligible small businesses. Loans can be up to $10 million and may be partially forgivable. These loans are intended to help small businesses retain employees throughout and after the Coronavirus (COVID-19) crisis.

As dictated by the CARES Act, the SBA will commit to helping small business owners across America borrow $349 billion. The Paycheck Protection Program covers operational expenses beginning February 15, 2020 and ending on June 30, 2020.

You can apply for your Paycheck Protection Program loan as early as Friday, April 3, 2020.

Is Your Small Business Eligible for the Program?

The CARES Act has expanded the eligibility criteria for borrowers to qualify for a Paycheck Protection Program loan. Any qualified small business, nonprofit organization, veterans organization, or tribal business is eligible to review a loan if the business employs 500 or less people.

How Can You Use Your Paycheck Protection Program Loan?

The loan may only be used for:

  • Payroll costs and employee commissions or similar compensations
  • Insurance premiums and group healthcare benefits during paid sick, family, or medical leave
  • Mortgage interest payments (but not prepayment or payment of mortgage principal)
  • Commercial space rent and utilities
  • Interest on any other debt obligations incurred before the covered period

Need additional funding with your
Paycheck Protection Program loan?
Get your small business loan today.